Philadelphia, PA
We build software that replaces expensive with affordable.
Four products across education, finance, and family tech. Self-hosted AI, fair pricing, no data leaves our servers.
Products
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Debono
Pharma EdTechThe AI pharmacy RPG that makes NAPLEX prep feel like a game
Distilio
EdTechAI learning platform for any subject — not just pharmacy
StokaTerminal
Life OS betaYour Life OS — AI coach across Money, Muscle, and Mission
Screwit
AI WritingAI writing that sounds like you, not like ChatGPT
Why we self-host everything
Most AI startups rent GPT-4 by the token. We run open-source models on our own GPUs. That's not ideology — it's math.
Gross margins on $15/mo plans
Self-hosted inference costs ~$0.001 per call. The same workload on cloud APIs would cost $2-5 per session.
Inference latency, no network hop
Local GPUs respond 5-10x faster than cloud APIs. Speed is the difference between flow and frustration.
Data sent to third parties
Lecture slides, trading journals, family data — none of it leaves our infrastructure.
From the blog
All posts →Welcome to Stoka Software
Introducing our suite of AI-powered tools spanning education, finance, and family tech. Learn about what we're building and why.
Why We Self-Host Our AI Models
Most AI startups rent GPT-4 by the token. We run our own models on our own hardware. Here's why that matters for cost, speed, and privacy.
5 Ways AI Is Changing How College Students Study
From AI-generated flashcards to adaptive learning, here are five concrete ways artificial intelligence is transforming the college study experience in 2026.